# Overview

### What is LlamaPay?

LlamaPay is a multi-chain payments protocol for automating outgoing payments and receiving payments. LlamaPay provides the following services:

* Payment streaming for salaries: Automate transactions and stream them by the second. The recipients can withdraw these funds at any time. This eliminates the need for manual transactions.
* Payments gateway: Receive crypto payments and charge recurring subscriptions, with optional cost reductions for users thanks to aave yield.
* Scheduled payments: Set a payment to be sent at a specific date and llamapay will automate it. Payment can be cancelled at any time until it's sent.
* Vesting contracts: Token vesting contracts with cliffs forked from Yearn Finance.
* Automated token payments denominated in USD: Pay recurring USD-denominated payments in another currency, such ETH, UNI or your own token.